Loan Against Property

Required Documentation for Loan Against Property

Loan Against Property is a secured loan where you can pledge your residential, commercial, or industrial property to access high-value funding for personal or business needs—without selling your asset. It's one of the most cost-effective ways to raise funds at lower interest rates and longer repayment tenures.

1. Identity Proof

Submit any one of the following valid government-issued photo ID documents:

• PAN Card (Mandatory for financial verification)

• Aadhar Card

• Passport

These documents help verify your identity and are essential for credit assessment.

2. Address Proof

Provide any one of the following documents as proof of your current residential address:

• Driving License

• Voter ID Card

• Aadhar Card

• House Tax Receipt or Water Tax Bill

Ensure the document carries your full name and current residential address for validation purposes.

3. Bank Statement

• Last 6 months’ salary credit bank statement

This helps the lender confirm regular income credits into your account and evaluate your repayment capacity.

4. Salary Slips

• Last 3 months' salary slips

Salary slips are essential for verifying your current income, employer details, and consistency of salary.

5. Property Documents

📌 Note:

Ensure that all documents are clear, legible, and up to date. Any mismatch in details may delay the processing of your loan application.